Dave's Partners Have Helped Over 20,000 Americans Reduce Their Debt
Why should I act now to get out of my debt?
In fact, there are several different strategies used by multiple timeshare exit firms that vary in price and effectiveness. Luckily we've done the research, so that you don't have to. Timeshare Tracy can help recommend the right timeshare exit solution for your specific circumstances!
Who is NO DEBT DAVE?
Timeshare Tracy is the loving aunt that is always there for you. She always has great advice and knows how to get you out of a pickle. She doesn’t like when her loved ones are taken advantage of by corrupt timeshare companies, so she is on a mission to bring justice to those affected.
Matching Loans
Discover an easier way to reduce your debt.
Compare 54 DSCR Lenders — See Your Best Offer in 60 Seconds
Rates start at 5.99%
Long Term or Short Term Rentals
Forget w2's or Tax Returns
Purchase or Cash Out
Qualify with Bank Statements, 1099, Property Cashflow, No Tax Returns
DSCR Loans — No Income Docs, No Bank Hassles
Get the Top Rates and Terms in the Nation
DSCR Rental Loans — No Income Docs, No Bank Hassles
Get approved in 7–10 days. Rates from 5.99%.
If your rental property cash flows, you can get funded.
No tax returns. No W2s. No personal income required
Some kind words from our awesome clients
Don’t take our word
“I’ve done refis before and they’re usually a mess. This was different. No tax returns, no back and forth — just a fast close and solid terms. They understood exactly what I needed as an investor."
— Kevin T.
“Banks kept asking for documents that didn’t make sense for my rental income. These guys got it. I applied Monday, was approved by Wednesday, and closed the next week. I’m already working on deal #2 with them.”
— Ronald R.
Why Choose Us
🔒 No Income Docs. No Nonsense.
We don’t ask for W2s, tax returns, or pay stubs. We underwrite based on your rental property’s income — not your employment history.
⚡ Fast Closings, Backed by Experience
With over $1B funded and years in the game, we know what matters: speed, certainty, and no surprises. Most deals close in 7–10 days.
30-year fixed, ARM, or interest-only — with down payments starting at 15% and up to 85% LTV. Plus, we offer some of the most competitive pricing in the market.
💰 Flexible Terms + Industry-Leading Rates
Whether you're buying your first rental or financing a $10M portfolio, we've got you covered. Big capital, small barriers — all investor-friendly.
🏘️ From First Rentals to Multi-Million Portfolios.
1. Fill out Form
Fill out a quick form — no credit check, no commitment. Just tell us about your property and goals.
Apply for a DSCR Loan in 3 Easy Steps
2. Upload Documents
Submit a few basic details: property address, estimated rent, and loan amount. That’s it — no tax returns or W2s.
3. Get Funded
We’ll underwrite the deal fast. Most approvals happen in 24–48 hours and close in 7–10 business days.
Interested?
Get the BEST Rates and Prices for your Property!
Rates start at 5.99% - Best Nationwide
As low as 15% Downpayment - 85% LTV
No Tax Returns / Income Verification
Top Rated DSCR Lenders and Terms